First, get pre-qualified
before you start your search
You may have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It’s always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you—and the price range of homes you should look for.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you’ll need for the down payment.
- The minimum down payment and advantages of higher down payments.
- What the bank believes you can afford for a monthly payment.
We can help you do this
We help buyers pre-qualify for mortgages every day. Fill out the form below and we’ll get you started.
Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage brokers.
Then take the next step and get pre-approved
It bears repeating:
We strongly recommend that you get pre-approved with a lender before selecting a home. Being pre-approved will benefit you because it:
- Determines the price range of homes to view.
- Determines the best loan program for you.
- Determines your monthly payment.
- Determines the amount of your down payment and closing costs.
- Allows us to structure the offer to best suit your financial needs.
In today’s market, with lenders skittish about buyers overreaching, it’s best to be three steps up with a pre-approval. Plus, a seller may not even consider an offer from a buyer who hasn’t been pre-approved.
Tell us what you're looking for!
It's our job to know every property in the Ann Arbor area, even those not listed online. Our search for you is FREE and without obligation. Please give us as many details as possible...
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